Terms of Service

Effective November 14, 2026

These terms are an agreement between you and Thrift Ledger LLC ("Thrift Ledger", "we", "us") for your use of the Thrift Ledger app and website (the "Service"). By creating an account or using the Service, you agree to these terms and to our Privacy Policy. If you don't agree, please don't use the Service.

1. The Service

Thrift Ledger helps resellers track inventory, sales, fees and profit, and offers Smart Scan, which estimates the resale value of an item from photos and drafts a listing. We may add, change or remove features over time.

2. Your account

• You must be at least 16 years old, and old enough to form a binding contract where you live.
• Give accurate information, keep your password secure, and tell us promptly if you think someone else has accessed your account. You're responsible for activity on your account.
• One person per account. Don't share accounts or create accounts to get around plan limits.

3. Plans, billing and cancellation

• Free plan: inventory tracking plus a limited number of Smart Scans each month, as shown in the app.
• Pro plan: a paid monthly subscription with a larger monthly Smart Scan allowance, at the price shown in the app before you subscribe, plus any applicable taxes.
• Automatic renewal: Pro renews automatically each month and is charged to your payment method through our payment processor, Stripe, until you cancel.
• Cancelling: cancel any time in Settings → Manage subscription. You keep Pro until the end of the period you've paid for, and you won't be charged again.
• Refunds: payments are non-refundable and we don't give credits for partial months, except where the law requires otherwise.
• Allowances: monthly scan allowances reset on the first day of each calendar month and unused scans don't carry over. We may pause Smart Scan temporarily for maintenance or to protect the Service.
• Price changes: we'll tell you in advance of any price change. It takes effect at your next renewal, and you can cancel before then.
• Failed payments: if a payment fails, we may move your account to the Free plan until it's resolved.

4. Smart Scan estimates

Smart Scan results, including identification, era, condition, price estimates and suggested listings, are generated automatically and may be inaccurate or incomplete. They are estimates for your convenience, not appraisals, guarantees of sale price, or financial advice. Smart Scan does not authenticate items. You are responsible for your pricing and listing decisions and for the accuracy of anything you publish. Check recent sold listings for valuable items.

5. Your content

You own the information and photos you put into Thrift Ledger ("Your Content"). You give us a limited permission to store, process and transmit Your Content only to provide and improve the Service for you, including sending Smart Scan photos to our AI service provider as described in the Privacy Policy. You confirm you have the right to upload Your Content and that it doesn't break any law or anyone else's rights.

6. Acceptable use

Don't:

• use the Service for anything illegal, including selling counterfeit or stolen goods;
• upload content that is unlawful, infringing, or that you don't have the right to use;
• try to access other users' data, bypass plan limits or security, or interfere with the Service;
• copy, resell or reverse-engineer the Service, or use automated tools to access it except as we allow;
• use Smart Scan to build a competing product or dataset.

We may suspend or close accounts that break these rules.

7. Third-party services

Thrift Ledger works with services we don't control, including marketplaces whose files you import, our payment processor, and our hosting, database and AI providers. Your use of those services is subject to their own terms. Thrift Ledger isn't affiliated with or endorsed by Depop, Vinted, eBay, Whatnot, Poshmark, Etsy or other marketplaces mentioned in the app. Marketplace fees shown in the app are estimates you can edit, and may not match current marketplace fees.

8. Availability and changes

We work to keep Thrift Ledger available and your data safe, but the Service may sometimes be unavailable, and we recommend you export a backup of your data from time to time. We may change or discontinue the Service. If we discontinue it, we'll give you reasonable notice and a way to export your data, and refund any prepaid period you haven't used.

9. Disclaimers

The Service is provided "as is" and "as available". To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy and non-infringement.

10. Limitation of liability

To the fullest extent permitted by law, we won't be liable for any indirect, incidental, special, consequential or punitive damages, or for lost profits, revenues, sales or data, arising from your use of the Service. Our total liability for any claim relating to the Service is limited to the greater of the amount you paid us in the 12 months before the claim and US$50. Some places don't allow these limits, so they may not fully apply to you.

11. Ending your use

You can stop using Thrift Ledger and ask us to delete your account at any time. We may suspend or end your access if you break these terms or if we need to for legal reasons. Sections that by their nature should survive (such as 4, 9, 10 and 12) continue after your account ends.

12. Governing law and disputes

These terms are governed by the laws of the State of New Jersey, United States, without regard to conflict-of-laws rules. Before filing a claim, please contact us so we can try to resolve it informally. Nothing in these terms limits rights you have under consumer protection laws that can't be waived.

13. Changes to these terms

We may update these terms. If changes are significant, we'll let you know in the app or by email before they take effect. Continuing to use the Service after that means you accept the updated terms.

14. Contact

Thrift Ledger LLC
thriftledgersupport@gmail.com